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Dental Insurance and Financing at Beauchamp Dental, Doral FL

Worrying about the bill shouldn't stand between you and a healthy smile. At Beauchamp Dental, our team helps patients understand their dental insurance coverage and payment options before treatment ever begins, not after. We're a bilingual practice, seeing patients in English and Spanish, and we welcome new patients from Doral and the surrounding communities. As a PPO-accepting office, we work with many of the major carriers patients already carry, and our front desk is glad to review your benefits with you the same day you schedule your visit. We'd rather explain your options clearly than have you guess at what's covered. If a question about coverage or cost is holding you back from booking, that's exactly the kind of conversation we want to have early.

Insurance coverage

Dental Insurance We Accept in Doral, FL

PPO Plans and In-Network Coverage

Beauchamp Dental accepts PPO plans from many widely used carriers, including Aetna, Delta Dental, Cigna, MetLife, Blue Cross Blue Shield, Humana, Florida Blue, UnitedHealthcare, and Guardian, among others. PPO coverage generally gives you the flexibility to see the dentist you've chosen while still using your plan's benefits toward cleanings, exams, and a range of other treatments. Every plan is different, so the exact percentage covered and any waiting periods depend on your specific policy. Our team can look up your plan details and explain them in plain language, so you know what to expect before you sit in the chair.

How to Use Your Benefits at Beauchamp Dental

Bring your insurance card and any plan information you have to your first visit, and our front desk will verify your benefits and walk you through your coverage for the recommended treatment. We handle this conversation before care begins whenever possible, so cost never feels like a surprise partway through. If you're considering a specific procedure, from a routine cleaning to something listed on our services page, we're happy to check your coverage for that treatment ahead of time.

PPO carriers

  • Aetna
  • Delta Dental
  • Cigna
  • MetLife
  • Blue Cross Blue Shield
  • Humana
  • UnitedHealthcare
  • Florida Blue
  • Guardian

Flexible pathways

Flexible Payment and Financing Options

CareCredit Dental Financing

CareCredit is a healthcare credit card that can be used to pay for dental treatment over time. Patients apply directly through CareCredit, and if approved, can use the card for care at Beauchamp Dental. Our team can explain how it generally works, but the application, approval, and repayment terms are set by CareCredit, not by our office.

CareCredit

Cherry and Lending Club Patient Financing

We also work with Cherry and Lending Club, two additional financing companies that offer payment plans for dental care. Like CareCredit, applications and approval decisions are handled directly by each lender. Having a few financing options available means you can choose the one that fits your situation, rather than being limited to a single provider.

Cherry Lending Club

Dental Payment Plans at Our Doral Office

For patients without insurance, or those whose plan doesn't fully cover a recommended treatment, we discuss payment options directly with you during your visit. Our goal is to make sure you understand the full cost of care and your options for covering it, so you can make the decision that's right for you and your family without pressure.

Frequently Asked Questions About Dental Insurance and Financing

Do you accept my insurance plan?

We accept PPO plans from many major carriers, including Aetna, Delta Dental, Cigna, MetLife, Blue Cross Blue Shield, Humana, Florida Blue, and Guardian. Call our office with your carrier and plan name, and we'll confirm your specific coverage before your appointment.

What if I don't have dental insurance?

Patients without dental insurance are still welcome at Beauchamp Dental. We'll review the cost of recommended treatment with you directly and discuss financing options like CareCredit, Cherry, or Lending Club, or a payment plan arranged through our office.

Can I use CareCredit for any treatment?

CareCredit can generally be used for a wide range of dental treatments at our office, from routine care to more involved procedures. Approval and available credit limits are determined by CareCredit based on your application, so we recommend applying directly with them to see what's available to you.

How do I find out my coverage before my appointment?

Call our office ahead of your visit with your insurance information, and our team will verify your benefits before you arrive. This way, you'll have a clear picture of your dental insurance benefits before any treatment is recommended.

A clear next step

Your Financial Questions, Answered Before You Ever Sit in the Chair